Rental Damage Coverage: Covers the cost of repairs to facilities that are rented. For this important liability coverage, you get up to $1 million per year in total coverage. This can also pertain to products you use on the equipment like cleaners that might induce a bad allergic reaction.
Product Liability: Coverage if the equipment were to malfunction and cause an injury and/or property damage.
You get up to $1 million for each occurrence and $3 million in total per member, per year.
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Professional Liability: Coverage for injuries and/or damages to property arising specifically as a result of the fitness instruction services you provide. General Liability : Coverage for accidental injuries and/or damages to property. Highlights of our fitness insurance program include: Our plans remain affordable because we know the fitness industry and the risks our members face. Offering the best combination of affordability and coverage, IFG does group fitness insurance differently. At just $179 per year, group fitness insurance pales in comparison to the cost of a claim for injuries or property damages. Rather than having to pay these costs out of pocket, your comprehensive group fitness instructor insurance provides a safety net for your personal finances.įrom a simple slip and fall injuries to an accusation with an accompanying lawsuit for malpractice, an all-inclusive sports and fitness insurance policy from IFG has you covered with high coverage limits and quick and helpful claims teams. Our plans cover many different accidents and mishaps that are unfortunately common at some point in a career in fitness. This risk is mitigated, or planned for, with fitness instructor liability insurance. Each year, there are tens of thousands of fitness-related injuries in the U.S.
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However, even the most skilled trainers, experienced in providing group fitness classes can still have an event occur that is completely outside the realm of control.īecause fitness involves exerting increased effort, using equipment like free weights and machines, and simply being around others doing the same, the risks of injuries or damage are unfortunately quite high. Special:Striking with this weapon has a 50% chance to apply 1 stack of poison.Group fitness classes afford instructors a great opportunity to multiply their revenue with clients paying individually for one, focused session.FreewindForest Day, FreewindForest Night, Mines Day, Desert Day, Desert Night, WaterTemple Day, WaterTemple Night, FrostwroughtMountain Day, FrostwroughtMountain Night, CastleGloom Day, Emberlands Day.
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